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Rejection By Bank Status Report Of JAMMU AND KASHMIR BANK LTD



Sr.No
PARTICULARS
No.of.proj
In %
1 Total No of Application Forwarded 65654 -
2 Total No of Application Rejected 20418 31.1
3 Not Viable 782 3.83
4 PMEGP Target Achieved for current year 34 .17
5 Out of service area 754 3.69
6 Applicant not intrested 3460 16.95
7 CIBIL Report not satisfactory 1094 5.36
8 Defaulter 355 1.74
9 Unable to deposit own contribution 67 .33
10 Existing unit 1270 6.22
11 Inadequate knowledge in proposed industry 458 2.24
12 Activity in negative list as per PMEGP Scheme 132 .65
13 Already Govt. Employee 105 .51
14 Unable to submit Documents 4556 22.31
15 Spouse PMEGP/REGP Loan availed 699 3.42
16 Applicant requested to return application 2217 10.86
17 Improper application 823 4.03
18 Revised Application Submitted 1954 9.57
19 Applicant willing to avail PMEGP loan from other bank 649 3.18
20 Other Reasons 1 0